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Wells Fargo Home Projects® Card

HVAC projects aren't always planned. Financing them can be.

We offer convenient financing through the Wells Fargo Home Projects credit card — with 0% APR options available for qualifying purchases, with approved credit — so a heating or cooling emergency doesn't have to wait on your bank account.

*With approved credit. Ask for details.

Financing that covers the real work.

Heating & cooling replacement

Full furnace or AC replacements, financed instead of paid all at once.

System upgrades

Moving to a more efficient system, adding a mini split, or upgrading equipment — financing can cover it.

Eligible repairs

Bigger repairs don't have to wait for the next paycheck. Ask us if your specific job qualifies.

Wells Fargo Home Projects Card Apply Now

Get a financing decision online in minutes

Secure application, no cost or obligation to ask. Our team will help with next steps once you're approved.

Apply Now

*With approved credit. Ask for details.

Limited time Free

Whole-home duct cleaning

Included with any full HVAC system installation.

Ask about this offer
Limited time 10%

Off your HVAC replacement

When you pay by cash or check.

Ask about this offer

Financing is available on new Trane, Carrier, and RunTru systems. See the equipment we install.

Common questions.

What financing is available?

We offer financing through the Wells Fargo Home Projects credit card, with 0% APR options available for qualifying purchases, with approved credit.

Do I have to finance to get a discount?

No — you can pay cash or check and get 10% off your HVAC replacement instead. It's your choice, not a package deal.

Is there a fee or obligation to apply?

No. Applying online takes a few minutes and doesn't obligate you to move forward. If it's not the right fit, we'll help you find what works instead.

What can financing cover?

Heating and cooling replacements, system upgrades, and eligible repairs. Ask us if your specific job qualifies.

Ready to get started?